total tips processed
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to hospitality staff across East Africa
From income volatility to financial Resilience for 30,000 service workers
Where We Are Today
KES 130Mdistributed to workers
4,000lives transformed
The Vision · By 2028
KES 1B5x today
distributed to workers every year30,0007x today
service workers' lives transformedThree building blocks, working in tandem
Digital Tipping
Guests tip workers via QR code or link - no cash needed. Funds flow directly to service workers.
- Instant QR code scanning
- Real-time confirmation
- Direct wallet deposits

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Workers' Wallet
A personal financial platform driving healthy savings, accessible credit - through gamification and an AI agents coach.
- Automated savings goals
- AI financial coaching
- Credit access

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Finance Academy
A smartphone financial literacy programme, earned after 90 days of consistent saving.
- Interactive learning modules
- Progress badges & rewards
- Certification

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The Ask
We're raising $1.2M in catalytic capital.
Grant & philanthropic capital that anchors financial resilience - scaling the platform, programmes, and reach to 30,000 lives by 2028.
Where the capital goes
Capital Allocation
Platform & product40%
Worker onboarding & reach30%
Finance Academy & programmes20%
Levels of Partnership
Choose how you anchor worker wellbeing.
Choose the level that matches your ambition — every tier directly funds worker financial wellbeing.
Catalyst Tier
$50,000Supports 1,250 workers
- Seed a destination — fund digital tipping and wallet onboarding for a first market
- Digital Tipping rollout
- Quarterly impact report
Guardian TierRecommended
$100,000Supports 2,500 workers
- Scale a region — add the Finance Academy and custom impact reports
- Everything in Catalyst
- Finance Academy access
- Co-branded reports
Anchor Tier
$150,000Supports 5,000 workers
- Anchor a market — fund the full programme and co-brand impact study
- Everything in Guardian
- Full programme in a market
- Co-branded impact study
Read the Shukran Impact Report.
The full breakdown of our model, traction, financials, and the road to 30,000 workers — everything an investor needs to dig in.
Shukran FintechIMPACT REPORT
From a tip to a wallet.
IMPACT REPORT
2024
From a tip to a wallet.Annual report • 42 pages
